Since The Division 2’s Open and Private Beta, some confusion was going around whether a full-fledged character editor like in the first game will make it back into the sequel or not, and the answer to this is a definite Yes!
Divided into the three sections Appearance, Markings and Outfits, the creator allows you to customize your character with numerous options such as Body Type, Head, Face (incl. Skin Tone, Brow, Eyeline, Mouth, Nose, Mouth, Cheeks, etc.) to Face Paints, Arm Tattoos and the starting Outfit until you finally confirm and create your character.
Many of these options can be changed later on in the game, except for Body Type, Head, Face, Skin Tone and Eye Color options.